Investor loans, estimated in a minute.
Fix & flips, bridge loans, ground-up construction, rentals and more. Tell us about your deal, see a ballpark right away, then get exact numbers from a loan officer who actually answers.
- Buy, renovate, build or hold — one lender for every stage of your deal
- Purchase and rehab funding, with draws released as work is completed
- Close in your LLC
- One loan officer from first call to closing
Loan programs for investors
Business-purpose financing for the way investors actually buy, fix, build and hold. Pick the one that fits your deal.
Fix & Flip Loans
Short-term funding for the purchase and the rehab, with draws as the work is completed. Built for investors who move quickly.
Fix & flip loansGround-Up Construction
Financing to build, with draws released as the work is completed.
Construction loansDSCR Rental Loans
Long-term financing for rentals, qualified on the property’s rent. Purchase, refinance or cash out.
DSCR loansCommercial & Multifamily
Multifamily, mixed-use and commercial investment property. Bring us the deal.
Commercial loansAnalyze your deal like a pro — free
Enter a property address and get the analysis a professional would run: recent closed sales nearby, a value range, a rehab estimate based on real materials costs, and your profit and return with and without financing. Download it as a PDF.
- Real closed sales and market data for your address
- Financed vs. all-cash profit and return on your cash
- A stress test: lower value, cost overruns, a longer timeline
Four deal types
Fix & flip, rental (DSCR), bridge and ground-up construction. Each shows how financing changes your cash required, your return and how many deals the same money can fund.
Open the Deal AnalyzerOne lender for every stage of the deal
Most investors need more than one kind of loan. Work with the same team from the purchase to the long-term hold.
Buy & fix
Close fast with a fix and flip or bridge loan, and fund the renovation in draws.
Build
Developing new? Construction financing covers the build, released as work is completed.
Hold
Refinance into a DSCR rental loan or a portfolio loan and keep the cash flow.
How it works
A simple process that respects your time.
Tell us about the deal
Answer a few quick questions. You will see an estimated rate range and loan amount right away.
Talk to a loan officer
A real person reaches out fast with exact numbers and the best structure for your deal.
Apply, upload, close
Finish your application online, upload documents securely, and we work with you through closing.
Run the numbers first
Whether you are sizing up a flip, a build or a rental, our free tools show you where a deal stands before you ever talk to a lender.
Why investors choose a private lender
- Underwriting that looks at the deal, not just your pay stubs
- Loan officers who answer the phone and text back
- Flexible structures for flips, construction and rentals
- Close in an LLC or entity
Investor financing vs. a traditional bank loan
Why more investors finance their deals with a lender built for them.
| BridgePoint investor loans | Typical bank mortgage | |
|---|---|---|
| Qualifying on | The deal and the property — including rent for rentals | Your personal income and debt-to-income ratio |
| Speed | Built to close fast when timing matters | Often slower |
| Rehab & construction funding | Funded in draws as work is completed | Rarely included |
| Close in an LLC | Yes | Often limited |
| Your contact | One loan officer from first call to closing | Varies |
| Rates | Typically higher, in exchange for speed and flexibility | Typically lower, with stricter requirements |
Recently funded
Real deals we’ve closed for real estate investors, shared with the borrower’s permission.
What investors say
Common questions
What types of loans do you offer?
Fix and flip loans, bridge loans, ground-up construction loans, DSCR rental loans, portfolio (blanket) loans, and financing for multifamily, mixed-use and commercial investment property. All are business-purpose loans on investment real estate.
How do fix and flip loans work?
A fix and flip loan funds the purchase and the renovation. Rehab money is held and released in draws as work is completed, and you repay by selling or refinancing. Learn more about fix and flip loans.
What is a DSCR loan?
A DSCR (debt service coverage ratio) loan is long-term rental financing that qualifies you on the property’s rent compared with its monthly payment, instead of your personal income. Learn more about DSCR loans.
Do you lend to LLCs and other entities?
Yes. Most investor loans close in an LLC or similar entity, and your loan officer will walk you through the entity documents.
Is this for a home I will live in?
No. BridgePoint makes business-purpose loans on investment properties only — not personal, family or household loans.
How fast can you close?
Speed depends on the loan type, the property and how quickly documents come in. Your loan officer will give you a realistic timeline for your specific deal at the start.
Does getting an estimate affect my credit?
No. The estimator asks for a credit range only. A credit check happens later, with your permission.
Where do you lend?
We lend on investment properties across most of the U.S. (not currently Nevada, North Dakota, Oregon, South Dakota, Utah or Vermont). See our locations or send your property and we will confirm quickly.
Have a deal? Let’s price it.
Get your estimate in about a minute, then talk to a loan officer who can give you exact numbers.
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